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When choosing the safest mobile checking account, there are a lot of things you should take into consideration. Because of that, we’re going to show you the best banks and credit unions to help you keep your funds safe. A mobile checking account can also provide other benefits you might not even be aware of!
Ally is one of the best online banking services since it lets you send money to people through Zelle, pay bills, transfer funds between bank accounts, and deposit checks with the proper security protocols in place. In other words, Ally is one of the safest mobile checking account options available.
Even better, there are no monthly fees. Their online checking account earns interest, and their online savings account will let you organize your savings into different categories. Because they’re online-only, Ally is able to offer an attractive rate that’s often higher than what most traditional banks offer.
More traditional banks like Bank of America still have fantastic essential features for mobile banking, plus a proven record of keeping your funds safe and secure. With Bank of America, you can pay your bills, send and receive money, and even try out mobile check deposit.
Not only that, but you can also use their app to schedule appointments at one of their 4,300+ branches across the country. Bank of America also has 17,000+ ATMs available, so you’ll be able to access your money from pretty much anywhere.
Capital One offers free checking and savings accounts that have the ability to earn interest, not to mention a very robust mobile banking platform. Like the other institutions on this list, Capital One has the standard banking options (that’s right, they aren’t just a credit card company) such as mobile check deposit and the ability to pay bills or transfer money.
Capital One also uses SureSwipe, which is a custom pattern you draw with your finger when you sign into the app. That’s something a lot of other platforms don’t seem to offer to help keep your account secure.
Varo is another online banking service that is able to meet most people’s needs while also providing a very secure platform. Varo allows access to 55,000+ Allpoint ATMs despite being an online bank, and they allow early direct deposit with no monthly fees. Based in San Francisco, Varo has over one million customers all over the country.
