Personal Finance

Don’t Just Save: Save For a Goal

Don’t Just Save: Save For a Goal

When it comes to saving money, it’s often not remotely helpful for you to just save for the sake of saving. After all, making money and then spending that money on your favorite stuff is extremely fun and hits all of your brain’s reward centers. So, why would you choose …

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Credit Score Basics: Why it Matters

Credit Score Basics: Why it Matters

If you’re a younger person just coming into your own financially, or just someone who hasn’t needed to borrow much money, credit scores may seem like a mystery. However, there’s a lot you need to know about credit scores if you ever plan to take out any loans or spend …

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Can You Budget Your Way to Prosperity?

Can You Budget Your Way to Prosperity?

Some people feel like they can never get ahead in life. If you’re living paycheck to paycheck and struggling to make ends meet, you’re not alone. The majority of working-class people in the United States say that even a single missed paycheck would bring them to the brink of financial …

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Best Time to Refinance Home Rates

Best Time to Refinance Home Rates

Mortgage rates have been pushed to historic new lows during the past year, so it only makes sense in a lot of cases to refinance home loans to see if you can get a better deal. However, the process can be very confusing! Before diving in, it’s always a good …

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